Then select Get certificate of currency. RACV Business Insurance can help to protect your business, your customers and your income from accident, injury, theft, or financial loss due to interruption. For policies with a start date from 28 October 2021 - 2 August 2022 or with a renewal effective date from 30 November 2021 - 4 September 2022. How do I update my bank account details for my insurance policy? Instructions for CBA, Westpac, ANZ, NAB & St George Bank. It is often required by Third parties to provide evidence that you have the appropriate cover for the asset or business. RACV EasyBiz Insurance Retail, Professional, Hospitality Policy Booklet June 2019 (PDF, 476 KB) Buildings, Contents, Combined, and Renters Insurance. offered fast service and made the whole refinance process simple. Instant Certificate of Currency Your proof of insurance - Certificate of Currency (COC) - will be emailed instantly after you purchase your policy. Are you applying for a mortgage while on maternity leave? RACV Home Insurance Premium, Excess, Discounts and Benefits Guide July 2020 (PDF, 911 KB) It's never been easier to manage your RACQ products, services and subscription preferences online with My RACQ. The certificate of Currency shows that there is sufficient insurance in place and can enable people to enter a premise and perform the required work. RACV Business Insurance Product Disclosure Statement and Policy Booklet March 2021 (PDF, 1,032 KB) employees, income. Are you refinancing your loan from a lender that does not provide statements? Certificate of Currency. Find out how you can get a free bank value of a house or land before you apply for a mortgage. Provides a summary of provisions in longer-form insurance policy wording. Explains what insurance products are available and who provides them, the financial services we offer, how were paid and how we handle complaints so you can decide whether or not to choose RACV Insurance. 832 Wellington Street, The documents required to process your mortgage application vary depending on the type of loan. Comprehensive, Third Party, and Motorcycle Insurance. For policies with a start date from 3 August 2022 or with a renewal effective date from 5 September 2022. Insurance Claims (24 hours) 13 19 03. RACV Home Insurance Premium, Excess and Discounts Guide August 2022 (PDF, 60 KB) Warranty Insurance PDS - 5 Star - Effective from 12 March 2021. Find out how to apply if you're eligible for Victoria's FHOG. calculator. As distributor, RACV Insurance Services Pty Ltd AFS Licence No. RACV Home Insurance Product Disclosure Statement and Policy Booklet July 2021 (PDF, 358 KB) 227681. For policies with a start date or renewal effective date from 1 December 2018. Quick and easy claims process. Your reference number is. For policies with a start date from15 July 2021 - 2 August 2022 or with a renewal effective date from 16 August 2021 - 4 September 2022. Thank you for submitting the form. They provided very clear information and responded to any queries quickly. A Certificate of Currency is a document that confirms a current policy is in place as of the date of issue, and lists the details of the insurance policy. Public liability covers the legal costs earned in the defence or settlement of a liability claim. Policy documents for Car, Caravan and Trailer, Motorcycle, Veteran, Vintage and Classic Vehicle, and Boat Insurance. Update your contact details. For policies with a start date or renewal effective date from 17 October 2020 - 29 May 2021. For policies with a start date from 19 May 2019 to 2 August 2022 or with a renewal effective date from 30 June 2019 to 4 September 2022. A Certificate of Currency is a document that confirms a current policy is in place as of the date of issue, and lists the details of the insurance policy. It does not apply to policies or renewals of policies that first commenced prior to this date. For policies with a start date or renewal effective date from 24 October 2022. Veteran, Vintage and Classic Vehicle Insurance. This site will not function correctly without JavaScript enabled.Please WorkCover insurance. For policies with a start date from 8 October 2021 - 23 October 2022 or with a renewal effective date from 13 November 2021 - 23 October 2022. RACV Complete Care Motor Insurance Product Disclosure Statement and Policy Booklet - August 2022 (PDF, 340 KB) For policies with a start date from 3 August 2022 - 21 March 2023 or with a renewal effective date from 5 September 2022 - 23 April 2023. ABN: 80 648 606 464 ACN: 383528, 2023 Home Loan Experts Pty Ltd | Credit Representative 540270 is What else you can do online. If you need your certificate to be sent by post or if your request is urgent, call 13 1000. Alternatively, you can provide a certificate of insurance or a policy schedule as evidence of insurance instead of a certificate of currency. RACV Veteran, Vintage and Classic Insurance Product Disclosure Statement and Policy Booklet - July 2021 (PDF, 344 KB) Log in to myRAC. RACV Boat Insurance Premium, Excess, Discounts and Aussie Assist Benefits Guide - October 2021 (PDF, 66 KB) If the bank becomes aware of this, then they may charge you a default interest rate or take legal action against you. The first test case determined that certain policy exclusions that referred to a disease declared to be a quarantinable disease under the Quarantine Act 1908 (Cth) could not be applied to claims relating to COVID-19. However, if you dont renew your insurance, then its likely that youre not meeting the terms of your loan agreement with the bank. What's a Premium, Excess and Discounts Guide (PED)? What's a Product Disclosure Statement (PDS)? We thank our business customers for their understanding and patience during the general insurance industry Business Interruption test case process. First home buyers in South Australia may be eligible for a $15,000 grant. By using our site, you agree to us collecting this information and to ourPrivacy Charter. Before making any decisions please consider your own circumstances and the Product Disclosure Statement and Target Market Determinations. We will find you the most suitable home loan deals. RACV Landlord Insurance Product Disclosure Statement and Policy Booklet July 2021 (PDF, 269 KB) For policies with a start date or renewal effective date from 31 March 2021 - 29 May 2021. Enter your email address below and well get you on track. For policies with a start date from 28 February 2021 - 14 July 2021 or with a renewal effective date from 5 April 2021 - 15 August 2021. to what happens almost everywhere else., He was able to quickly and with minimal fuss, find us a loan at a good rate when others told us it would be too hard. This is also to protect the lender in the event that the customer doesnt insure their property! When applying for a mortgage you will need a letter to prove your rental income. What's a Target Market Determination (TMD)? RACV Boat Insurance Premium, Excess, Discounts Guide - September 2022 (PDF, 65 KB) For policies with a start date from3 August 2022 - 15 August 2022 or with a renewal effective date from 5 September 2022 - 18 September 2022. RACV Motor Insurance Premium, Excess and Discounts Guide - October 2021 (PDF, 214 KB) The court determined that in all but one case the policyholders were not entitled to cover under their policies. For policies with a start date from 28 October 2021 - 2 August 2022 or with a renewal effective date from 30 November 2021 - 4 September 2022. Make a claim. Disclaimer - Hive Empire Pty Ltd (trading as finder.com.au, ABN: 18 118 785 121) provides factual information, general advice and services on a range of financial products as a Corporate . Fast and secure, our online portal gives you access to all of your membership information so you can: Visit our help & support page or call 13 11 11 if youre having trouble registering or signing into your account. Try now for free! RACV Motor Trade Insurance Product Disclosure Statement and Policy Booklet September 2022 (PDF, 1,165 KB) Log in. RACV Professional Indemnity Insurance Policy - June 2019 (PDF, 31,186 KB) RACV EasyBiz@home Business Insurance Product Disclosure Statement and Policy Booklet December 2018 (PDF, 709 KB) Provides you with a quick snapshot of what is and isnt covered. 227678. For policies with a start date from 13 October 2020 - 6 June 2021 or with a renewal effective date from 28 October 2020 - 11 July 2021. Insured party details The names and residential or investment property addresses of the insured party. Contact RACV. Or you can look through the contract of sale to see if a copy of the strata insurance is in the contract. Find out which documents youll need to provide. RACV Boat Insurance Product Disclosure Statement and Policy Booklet - July 2021 (PDF, 329 KB) Buyers CourseNew! RACV Farm Insurance No Claim Bonus Information (PDF, 96 KB) uh oh, you missed leaving a rating for Andy Jamieson's article with your comment. RACV Professional Indemnity Insurance can cover you for some unexpected costs like damages, claims investigations, public relations consultants and more. And I love simple! What's a Product Disclosure Statement (PDS)? Please try again. Covers breakage to shop front windows, glass shelving, sign writing and display cabinets. RACV Complete Care Motor Insurance Product Disclosure Statement and Policy Booklet - August 2022 (PDF, 340 KB) Perhaps you want to consolidate your payments so that they all come from one bank account. As a referrer, RACV Insurance Services Pty Ltd AFS Licence No. For policies with a start date or renewal effective date from 30 June 2019 - 29 May 2021. RACV Complete Care Motor Insurance Product Disclosure Statement and Policy Booklet - July 2021 (PDF, 231 KB . Policy documents for Buildings, Contents, Combined, Renters, and Landlord Insurance. Product(s) issued by Insurance Australia Ltd, ABN 11 000 016 722, AFS Licence No. For policies with a start date from 28 February 2021 - 14 July 2021 or with a renewal effective date from 5 April 2021 - 15 August 2021. Documents to help you understand your insurance policy. Covers the costs of injuries to someone else, as well as first aid expenses for injuries caused by your business operations. If you work with clients or customers in public spaces, visit spaces owned or controlled by others, have visitors to your premises, or manufacture products, this cover could help cover unexpected costs when accidents happen. We use cookies and other technologies to understand and improve your browsing experience. This site will not function correctly without JavaScript enabled.Please You have already left a comment for this article! For policies with a start date from 24 August 2018 - 12 October 2020 or with a renewal effective date from 1 October 2018 - 27 October 2020. This website is created by The Royal Automobile Club of WA (Inc.). Use these gift letter templates provided by the banks to prove the source of your deposit. We use cookies and other technologies to understand and improve your browsing experience. Perhaps you want to consolidate your payments so that they all come from one bank account. RACV Complete Care Motor Insurance Product Disclosure Statement and Policy Booklet - July 2021 (PDF, 231 KB) It outlines details of your cover, such as the policy number, when it takes effect, when it expires, limits and the price of your premium. For policies with a start date from 8 October 2021 - 2 August 2022 or with a renewal effective date from 12 November 2021 - 3 September 2022. For policies with a start date or renewal effective date from 1 December 2018. For policies with a start date from 19 May 2019 - 27 February 2021 or with a renewal effective date from 30 June 2019 - 4 April 2021. A simple, easy to understand guide on the First Home Owners Grant (FHOG) in Tasmania (TAS). Often a certificate of currency is requested by third-parties when a service is being rendered. Applying for a home loan? Find out what they need & how to get approved! Since banks and lenders hold the mortgage over the property, they ask the borrower to mention their name as the mortgagee or interested party in the insurance policy. The First Home Owners Grant Queensland is a one-off payment to help first home owners manage the costs of buying a home. We finance properties anywhere in Australia for people anywhere in the world. If youre a non-resident, do you have all of your paperwork in order to apply for an Australian home loan? If you have any further questions about your certificate of currency, please feel free to call us on 1300 889 743 or fill in our free assessment form. For Renters Insurance, sections referring to contents cover apply. For policies with a start date from 15 July 2021 - 2 August 2022 or with a renewal effective date from 16 August 2021 - 4 September 2022. If you have an eligible AAMI policy, you can grab your Certificate of Insurance, or COI from our Documents Hub. Find out how to apply for your grant, what documents you need to provide & avoid the common mistakes. Does RACV Business Insurance cover small or large businesses? RACV Business Insurance has a public and product liability option that defends you from potentially costly personal injury and property damage claims. We look at all the options from our panel of lenders. The information provided is general advice only. A certificate of currency is a document which confirms that the insurance cover you have in place is up to date. Policy documents for RACV Business Insurance. For policies with a start date from 28 October 2021 - 2 August 2022 or with a renewal effective date from 30 November 2021 - 4 September 2022. RACV Retail Stores 13 RACV (13 72 28) RACV Community Foundation (03) 9790 2919. I would give more than 5 stars if I could. Many other products can be requested through Online Services. RACV Motor Trade Insurance Product Disclosure Statement and Policy Booklet October 2021 (PDF, 2,414 KB) There are many reasons that you might want to change your details. RACV Motor Insurance Product Disclosure Statement and Policy Booklet - August 2022 (PDF, 276 KB) For policies with a start date from 19 May 2019 - 27 February 2021 or with a renewal effective date from 30 June 2019 - 4 April 2021. For policies with a start date from 13 October 2020 - 6 June 2021 or with a renewal effective date from 28 October 2020 - 11 July 2021. How do I update my contact details for my insurance policy. A TMD helps you understand the types of people (called the class of customers) our insurance policies are designed for, considering their needs, objectives, and financial situations. The issuer of RACV Buildings, Contents, Combined Home Buildings and Contents, Landlord and Renters Insurance products, Insurance Manufacturers of Australia Pty Ltd (IMA), aims to develop, and we aim to distribute, retail insurance that meets our customers likely needs, objectives and financial situations. Will your bank ask for your tax returns to approve your mortgage? 227678. RACV Business Insurance Product Disclosure Statement and Policy Booklet September 2020 (PDF, 943 KB) For policies with a start date from 3 August 2022 - 21 March 2023 or with a renewal effective date from 5 September 2022 - 23 April 2023. For policies with a start date from 15 July 2021 - 2 August 2022 or with a renewal effective date from 16 August 2021 - 4 September 2022. If youre are buying a property, then make sure that your policy starts before the proposed settlement date. Find out how to apply. loans, Home Loan RACV Home Insurance Product Disclosure Statement and Policy Booklet August 2022 (PDF, 452 KB) Note: These are listed for information purpose and references. Covers you if a person breaks into your business premises (or rental property) and steals your stock, contents, equipment, or money. There are many reasons that you might want to change your details. For policies with a start date from 3 August 2022 or with a renewal effective date from 5 September 2022. Step 1: Log in to myRAC. Sometimes, a lender might request an employment letter to prove your income. 13 11 11, Extra Care & Total Care (24 hours) For vacant land, theres no building to insure, so you wont need to prove that you have insurance. Bigger isnt always better when it comes to shopping. For policies with a start date or renewal effective date from 30 May 2021 - 23 October 2022. Our template is accepted by the banks. RACV Motor Insurance Product Disclosure Statement and Policy Booklet - March 2023 (PDF, 395 KB) A simple, easy to understand guide on the First Home Owners Grant (FHOG) for Victoria. For policies with a start date from 3 August 2022 or with a renewal effective date from 5 September 2022. RACV Boat Insurance Premium, Excess, Discounts and Aussie Assist Benefits Guide - August 2018 (PDF, 71 KB) Use our rental reference letter templates to prove to the banks that you're a financially-sound tenant that's ready to apply for a mortgage. It is often required by Third parties to provide evidence that you have the appropriate cover for the asset or business. For policies with a start date from 22 February 2023 or with a renewal effective date from 27 March 2023. 230039 receives commission for each policy sold or renewed. RAC acknowledges and pays respects to the Traditional Custodians throughout Australia. We'll send your Certificate of Currency to the email address listed on your policy. Avoid getting your loan application declined! Then you can choose from additional covers you might need totailor the package to your business. We use cookies and other technologies to understand and improve your browsing experience. For policies with a start date from 8 October 2021 - 23 October 2022 or with a renewal effective date from 13 November 2021 - 23 October 2022. enable JavaScript in your browser. If youre building a home, then the builders insurance will normally cover your home until its complete. Maybe requested by third-parties when rendering services. By using our site, you agree to us collecting this information and to ourPrivacy Charter. Target Market Determination for Motor Vehicle Insurance cover (PDF, 45 KB), Target Market Determination for Caravan and Trailer Insurance cover (PDF, 42 KB), Target Market Determination for Veteran, Vintage and Classic Vehicle Insurance cover (PDF, 40 KB), Target Market Determination for Boat Insurance cover (PDF, 41 KB), RACV Complete Care Motor Insurance product brochure (PDF, 204 KB), RACV Motor Insurance product brochure (PDF, 165 KB), RACV Caravan and Trailer product brochure (PDF, 207 KB), RACV Veteran, Vintage and Classic Vehicle Insurance product brochure (PDF, 145 KB), RACV Boat Insurance product brochure (PDF, 146 KB), RACV Financial Services Guide (PDF, 31 KB), Policy on developing and distributing retail insurance products. A document sent to you after you purchase your insurance policy. The included SPDS for Rent default applies to policies commencing on or after 14 June 2020. They were very transparent about all aspects of the process., of our borrowers get approved with a major bank, of our borrowers get a discount below the bank standard variable rate, 1300 - 889 - For policies with a start date from 3 August 2022 - 21 March 2023 or with a renewal effective date from 5 September 2022 - 23 April 2023. Please complete the following details about yourself. RAC Building, Contents and Personal Valuables Insurance SPDS (for policies commenced on or after 25 August 2021 or renewed on or after 22 September 2021) (PDF 437 KB) RAC Building, Contents and Personal Valuables Insurance SPDS (for policies commenced between 1 July 2020 and 24 February 2021) RAC Combined Key Facts Sheet (PDF 443 KB) To access a certificate of currency, please contact your insurer directly or your insurance broker. authorized under Australian Credit Licence Number 383528 | ABN: 80 648 606 464. RACV Veteran, Vintage and Classic (VVC) Vehicle Insurance Premium, Excess and Discounts Guide - October 2021 (PDF, 62 KB) RACV Business Insurance Product Disclosure Statement and Policy Booklet May 2021 (PDF, 1,159 KB) A legal document with the terms and conditions of your cover, such as inclusions and exclusions. We aim to set an example by delivering what we promise: a higher level of service, better advice and better home loans. For policies with a start date from 18 April 2021 - 14 July 2021 or with a renewal effective date from 24 May 2021 - 15 August 2021. Farm Insurance And that continued with every contact, in fact I'd say it got better, which is counter This is your ultimate guide to FHOG in NT. RACV EasyFarm Insurance Product Disclosure Statement and Policy Booklet December 2018 (PDF, 899 KB) For policies with a start date from 15 July 2021 - 2 August 2022 or with a renewal effective date from 16 August 2021 - 4 September 2022. how much it would cost to fix the problem if a mistake is made. If you make a large claim on your insurance, then the insurer may notify your lender that your property has been damaged. A certificate of currency outlines the sums insured on the date of the certificate. RACV Motor Insurance Product Disclosure Statement and Policy Booklet - February 2021 (PDF, 376 KB) A Certificate of Currency is a document that outlines your level of Business Insurance cover and indicates whether it's current. Dont miss out on the best home loan deals anymore.Learn all important homebuying secrets by professionals. RACV Home Insurance Product Disclosure Statement and Policy Booklet February 2021 (PDF, 493 KB) In our capacity as Insurance Brokers to Orchid Society of NSW, we hereby certify that the. Here are some ways for small business owners and sole traders to trim expenses and save money. For policies with a start date from 3 August 2022 - 15 August 2022 or with a renewal effective date from 5 September 2022 - 18 September 2022. RACV Home Insurance Premium, Excess, Discounts and Benefits Guide October 2021 (PDF, 190 KB) Your password is invalid. West Perth, Western Australia, 6005. Certificate of Currency. 13 RACV (13 72 28), Emergency Roadside Assistance, As a referrer, RACV Insurance Services Pty Ltd AFS Licence No. For policies with a renewal effective date from 1 December 2018. For policies with a start date from 7 June 2021 - 27 October 2021 or with a renewal effective date from 12 July 2021 - 29 November 2021. Requests are actioned on the first business day after receipt and may take up to 24 hours to . Our situation is quite a difficult one and this is our first time buying a home, but nothing was too difficult., provided an excellent service that included very quick turnaround in getting our applications processed and providing guidance and valuable advice in trying to secure a home loan for us.., made the application and settlement process incredibly easy and stress-free. RACV Landlord Insurance Product Disclosure Statement and Policy Booklet April 2021 (PDF, 359 KB) Product(s) issued by Insurance Australia Ltd, ABN 11 000 016 722, AFS Licence No. We use cookies and other technologies to understand and improve your browsing experience. For copies, visit racv.com.au. To produce a Certificate of Currency for an employer, please enter the employer number and postcode of the employer's postal address below. To clear any information already entered, use the Reset button. It should be read alongside the PDS. Certificate of currency (Landlord's insurance only) Update your policy with your new home/property address. For policies with a start date from 19 May 2019 - 27 February 2021 or with a renewal effective date from 30 June 2019 - 4 April 2021. A document that explains key features, benefits and risks with your insurance policy and the terms and conditions of your cover, such as inclusions and exclusions. How do I update my policy with details of my new car? enable JavaScript in your browser. RACV Caravan and Trailer Insurance Premium, Excess, Discounts Guide - August 2022 (PDF, 65 KB) Log in to myRAC. If you dont already have a myRAC account, you'll need to register first. buying costs calculator, Credit score For policies with a start date from 22 February 2023 or with a renewal effective date from 27 March 2023. Protecting thousands of Victorian businesses like yours. 2023 Royal Automobile Club of Victoria (RACV) All rights reserved. RACV Veteran, Vintage and Classic (VVC) Vehicle Insurance Premium, Excess and Discounts Guide - May 2019 (PDF, 71 KB) The First Home Owners Grant Western Australia is a one-off payment to help first home owners manage the costs of buying a home. If you need to change your bank details, you will need to change them on each policy that you want to be using the new bank details for. For Renters Insurance, sections referring to contents cover apply. We receive hundreds of love letters from our customers. Provides you with a quick snapshot of what is and isnt covered. RACV Landlord Insurance Product Disclosure Statement and Policy Booklet August 2022 (PDF, 381 KB) The included SPDS for Rent default applies to new policies that first started from 14 June 2020, but does not apply to new policies or renewals of policies that first started before 14 June 2020. Covers your business expenses if your gross income is interrupted by damage caused by an incident we cover. Home A Certificate of Currency is a document that confirms a current insurance policy is in place. the owner (s) of the property. Your reference number is. For policies with a start date from 15 July 2021 - 2 August 2022 or with a renewal effective date from 16 August 2021 - 4 September 2022. Product(s) issued by Insurance Australia Ltd, ABN 11 000 016 722, AFS Licence No. 227681. 150+ reviews, from enable JavaScript in your browser. View details of existing and expired products. Get quotes and make payments. A Certificate of Currency is valid only for the day on which it is issued and represents information current at the time of your request. West Perth, Western Australia, 6005. It should be read alongside your Certificate of Insurance. RACV Boat Insurance Product Disclosure Statement and Policy Booklet - August 2022 (PDF, 307 KB) Pre-purchase building inspection benefits, WAs best road trips and long distance drives, Endless things to see and do in Perth and WA, WAs top destinations and places worth visiting. eric car insurance products available from our dealer and broker network. Complete our free assessment form or call us. Start a claim online or call our 24/7 emergency service on 133 723. From the beginning the service, care and attention to my needs was outstanding. Log in to myRAC. Make sure that the building is insured for the minimum amount required by the bank. As mentioned above a Certificate of Currency in Australia is a document confirming that you have a valid and effective insurance policy in your name. RACV Farm Insurance Product Disclosure Statement and Policy Booklet May 2021 (PDF, 20,361 KB) However, other parties might also require a COC. 2023 The Royal Automobile Club of WA (Inc.). RACV Farm Insurance Home Contents Key Facts Sheet (PDF, 182 KB), RACV EasyFarm Insurance Home Building Key Facts Sheet (PDF, 180 KB), RACV EasyFarm Insurance Home Contents Key Facts Sheet (PDF, 180 KB), RACV Motor Trade Insurance Home Building Key Facts Sheet (PDF, 235 KB), RACV Motor Trade Insurance Home Contents Key Facts Sheet (PDF, 180 KB), Target Market Determination for Business Insurance (PDF, 48 KB), Target Market Determination for Farm Insurance (PDF, 82 KB), Target Market Determination for Motor Trade Insurance (PDF, 68 KB), Policy on developing and distributing retail insurance products. For policies with a start date from 3 August 2022 or with a renewal effective date from 5 September 2022. Explains how your premium is calculated, what excesses apply (basic, accidental damage and special) and benefits. For policies with a start date from 7 June 2021 - 27 October 2021 or with a renewal effective date from 12 July 2021 - 29 November 2021. Improve your business processes and document management with signNow eSignature solutions. A certificate of currency will not provide details of the full terms, conditions and exclusions of cover. For Renters Insurance, sections referring to contents cover apply. By using our site, you agree to us collecting this information and to ourPrivacy Charter. For strata insurance, the lender doesnt need to be noted as a mortgagee on the policy as this is impractical with so many units in one building. Alter the fields sizing, by tapping it and selecting Adjust Size. RACV Caravan and Trailer Insurance Premium, Excess, Discounts and Aussie Assist Benefits Guide - October 2020 (PDF, 1,233 KB) 2023 Royal Automobile Club of Victoria (RACV) All rights reserved. When a Certificate of Currency is issued, they indicate that an insurance policy is active and valid. calculator, Home In the second test case, the court also determined that a disease exclusion clause that referred to a disease declared to be a listed human disease under the Biosecurity Act 2015 (Cth) applies to exclude cover for COVID-19. Learn all the Home Buying Tips and Tricks banks dont want you to know, from our experts with 15+ years of industry experience. RACV Complete Care Motor Insurance Product Disclosure Statement and Policy Booklet - May 2019 (PDF, 473 KB) RACV Veteran, Vintage and Classic (VVC) Vehicle Insurance Premium, Excess and Discounts Guide - June 2021 (PDF, 82 KB) If you need to change your bank details, you will need to change them on each policy that you want to be using the new bank details for. For policies with a start date from 22 March 2023 or with a renewal effective date from 24 April 2023. It may affect your premium so you might have to pay a little more or you may get a refund. Optus Stadium.

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