ET. Deposit Sweep Program Disclosure Statement. A graduate of Rice University, he has written for several Fortune 500 financial services companies. We may receive compensation from the products and services mentioned in this story, but the opinions are the author's own. It can be hard to find a truly free checking account nowadays, let alone one that pays interest and offers cash back rewards: 0.10% to 0.15% APY, based on account balance, plus 1.00% to 1.50% cash back rewards on everyday debit card purchases, after meeting minimum balance or direct deposit requirements. After you have 12 months of positive banking history with your Essential Checking account, you may be able to upgrade to a Rewards Checking account. Check out what they offer below to see if LendingClub Bank is right for you. LendingClub also offers early direct deposit. A $100 minimum deposit is required to open a high-yield savings account. For a list of all LendingClub Bank branches and detailed branch information like hours of operation, phone number and address; please refine your search by selecting a location from the map or list. Basic Info Reviews History Routing Numbers Locations. You're just three quick steps away from enjoying the features of your new account and all of our convenient digital banking solutionsenroll in Online and Mobile Banking now! Routing Number: 021414125: Bank: LENDINGCLUB BANK, NA: Address: 1 HARBOR ST. STE 201: City: BOSTON Business is defined as small business clients who do not have ACH origination, a Desktop Check Scanner, and / or Positive Pay services. See advertiser website for full details. If you sign up to have your paycheck direct deposited into your LendingClub Bank checking accountdepending on when your employer makes the funds availableyou may be able to get your money up to two days earlier than your scheduled payday. Institution becomes member of the Federal Reserve System. You also can reach the team by sending a secure message via online or mobile banking, by email and even by regular U.S. mail or fax. Applying for a Tailored Business Checking account online only takes a few minutes. Confirm Password Show. Your privacy is important to us. Are you sure you want to rest your choices? LendingClub makes its best effort to identify ATM fees eligible for rebate. Enter your new bank account information, including the following: Bank name This is the first time that a fintech company has acquired a regulated U.S. bank. 34268 P.O. To use the Goalkeeper app, you must have a LendingClub checking account. For example, with a minimum balance of $500, you could get a one-year CD that would earn an APY of 0.10%. Additionally, your deposits are insured by the FDIC (Federal Deposit Insurance Corporation). That means your deposits are covered by FDIC insurance for up to the highest possible amount allowed $250,000. Opinions expressed here are author's alone, and have not been reviewed, approved or otherwise endorsed by the companies. At LendingClub, we put our customers at the center of everything we do. Earn 0.15% APY on balances of $100,000 & up. You might see these institutions referenced when you initiate a wire or ACH, or send a check. Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. LendingClub offers certificates of deposit (CDs) with terms that range from three months to five years. That's why we focus on providing products and services that are not only convenient but help to make life easier. Passwords must: 8 to 40 characters with at least one digit and one special character. Have a question? While there isn't a minimum balance requirement, you will have a monthly service fee of $9.00. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, LendingClub Bank is classified as a commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC). By checking the box and clicking Next, I acknowledge that I have received and . LendingClub customers receive a free ATM card with their savings account, giving you more flexibility in how you access your money. The bank operates as a subsidiary of Lendingclub Corp. LendingClub reserves the right to modify or discontinue the rebate program at any time. According to LendingClub, it utilizes advanced security technologies and processes to safeguard your information, including things like fraud monitoring, anti-virus protection, and advanced firewalls. Support hours for phone and live chat on lendingclub.com are Monday through Friday from 8:30 a.m. to 1:00 a.m. Offer is limited to one per customer and is not available for existing BMO Harris personal checking customers (including signers on joint accounts) or those who have closed a BMO Harris personal checking account within the past 12 months. Existing LendingClub customers can link up to three accounts to provide overdraft protection in case your checking account balance goes to zero. We currently have no ratings or reviews for this bank location. Social media support is available MonFri, 8:30 a.m. to 8 p.m. Commissions do not affect our editors' opinions or evaluations. Select whether the bank account you're providing is for a checking or savings account. She has worked as a personal finance editor, writer, and content strategist covering banking, credit cards, insurance and investing. Zions Bank. CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. Please see https://www.sipc.org/. 02-01-2021Changed Organization Type to Commercial Bank. So if you're looking to open both a checking and savings account, LendingClub could be a good fit for you. About CreditDonkey CreditDonkey is a bank comparison website. LendingClub makes its best effort to identify ATM fees eligible for rebate. We have not included all available products or offers. SWIFT-Code LendingClub: WFBIUS6S LendingClub headquarters: 2701 N Thanksgiving Way Lehi, UT 84043 . But LendingClub lets you take advantage of both, plus a High-Yield savings account. I sighned my name and dated the documents on 3/30/2023. As an account holder of an FDIC-insured bank, you are protected for up to $250,000 per depositor, for each account ownership category, in the event of a bank failure. Whether you are planning to spend big on, Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Mississippi, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New York, North Dakota, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming. Enter your name as it appears on your bank account. Total Branches: 1 Offices. Past performance is not indicative of future results. To help customers improve their savings habits, LendingClub offers its free Goalkeeper app, which allows you to set up specific savings goals and automate your savings toward those goals. Check Routing Number; Widgets; Rankings; Home > LendingClub Bank. It can be hard to find a truly free checking account nowadays, let alone one that pays interest and offers cash back rewards: 0.10% to 0.15% APY, based on account balance, plus 1.00% to 1.50% cash back rewards on everyday debit card purchases, after meeting minimum balance or direct deposit requirements. The earning potential of a typical brick-and-mortar bank savings account doesnt even come close LendingClub is the clear winner. LendingClub Bank, National Association Branch Location: Branch Name: MOTOR PARKWAY BRANCH Address: 270 Motor Parkway Hauppauge, New York 11788 Phone Number: (631) 300-0140 Quickly get directions to the bank location on this page (270 Motor Parkway in Hauppauge) Get mobile directions from current location: or enter a starting address: While transfers are free, youre limited to six withdrawals each month, per federal regulations. Manage your finances: set budgets, see your spending, track trends, Pay bills to businesses or make payments to friends, No ATM fees, plus fee rebates for out-of-network ATM use. Need the quick takeaway? If LendingClub doesn't seem like a good fit for your needs, then be sure to check out our list of the best savings accountsand also our list of the best banks. Bonus will be paid within 30 days after you successfully complete all required activities. Write to Kim Shackleton at feedback@creditdonkey.com. 's online banking platform. 1- 4 Family Residential Net Loans and Leases, Total Loans and Leases in Foreign Offices, Maturity & Repricing for Loans and Leases, Loans Restructured in Troubled Debt Restructurings, Deposits Based on the $100,000 Reporting Threshold, Deposits Based on the $250,000 Reporting Threshold, Total Assets and Liabilities in Foreign Offices, Past Due 30- 89 Days 1- 4 Family Residential, Past Due 90+ Days 1- 4 Family Residential, Past Due and Nonaccrual Loans Wholly or Partially US Gvmt Guaranteed, Number of Fiduciary and Related Asset Accounts, Total Managed Assets held in Fiduciary Accounts, Collective Investment & Common Trust Funds, Gross Fiduciary and Related Services Income, Fiduciary settlements, surcharges, and other losses, Carrying Amount of Assets Covered by FDIC Loss- Share Agreements, Maximum Amount of Credit Exposure Retained, Total Charge- offs 1- 4 Family Residential, Interest income and expense in foreign offices, Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC). Its marketed as a progressive full-service bank that provides a comprehensive range of financial products and services for consumers, small and midsized businesses, and institutions (government entities, nonprofit organizations and unions). The banks Rewards Checking account, which earns cash back and interest, is possibly the banks most interesting feature. Follow us on Twitter and Facebook for our latest posts. Another interesting feature is the LendingClubMarketplace, a tool built into the mobile app that lets customers connect with LendingClub partners to get financial products and services such as homeowners insurance, life insurance, personal loans and more. Brex does not provide, nor does it guarantee, any third-party product, service, information, or recommendation and may pay third parties and/or be paid by them for customer referrals. Check out what they offer below to see if LendingClub Bank is right for you. Youre now a LendingClub bank customer. ET. You can reference this number, and other account details, in your dashboard or mobile app. Citi Priority Account - Earn up to $2,000 Cash Bonus, BMO Harris Smart Advantage Account - $200 Cash Bonus, U.S. Bank Smartly Checking and Standard Savings - Up to $300 Bonus, "2018 Best of FinxTech Awards Winners Announced", Personal Overdraft Protection Program Agreement, Discover Online Savings - $200 Cash Bonus, Capital One Money Teen Checking Account Review, $0 monthly service fee for Rewards Checking, $9 monthly maintenance fee for Essential Checking, $5.00 service fee per month for accounts with no activity for 12 consecutive months, Personal finance tools to help you track and analyze your spending habits, Cash back rewards and interest-bearing checking accounts with two options to choose from, No minimum deposit required once you've opened your accounts, except for CDs, Get paid early: Receive your paycheck as early as Wednesday on pay week when your employer submits payroll files to the Federal Reserve, Balance requirements for earning interest are high compared to other online banks, Essential Checking account has a high monthly maintenance fee of $9.00, Limited to 1 CD option when you are applying online, Unlimited rebates for fees charged by other banks, Keep an average balance of at least $2,500 each month, Have direct deposits totaling $2,500 or more each month. - How do I verify a check from LENDINGCLUB BANK, NA ? First, you can link up to 3 accounts to your LendingClub Bank account to cover the difference if you're overdrafted. By clicking "Proceed", you acknowledge that you are leaving LendingClub Bank, N.A. We use 256-bit encryption to ensure that data is protected with the highest level of security. Call us toll-free at 888-596-3157: Monday - Friday: 5 am - 5 pm PT. The routing number for LendingClub is 211075086. Last updated Editorial Note: We earn a commission from partner links on Forbes Advisor. The company is one of the pioneers in the disruption of conventional bank lending, as it is committed to providing transparent and efficient borrowing through the use of innovative technologies and crowdfunding. High-Yield Savings Contact Customer Service Customer Service ATMs & Locations API Banking Business Banking Cash Management Commercial Lending Equipment Financing Escrow Services Institutional Banking Partnerships Personal Loans SBA Lending Ben is based in Des Moines, Iowa. 3 Credit Bureau Phone Numbers - Equifax, Experian, TransUnion, Home Equity Loan Options for Mobile Homes, How to Remove a Security Freeze from Credit Report - Experian, Equifax, TransUnion, How to Speak to Live Person at Experian, Equifax, TransUnion, How Much Money Kids Can Make From a Lemonade Stand, First Progress Secured Credit Card Review for 2023. The bank does not have any offices outside Utah. 617-439-3118 One Harbor Street, Suite 102 Boston, MA 02210 LendingClub is headquartered in LEHI and is the 12 th largest bank in the state of Utah. This review focuses on the personal banking services offered by LendingClub Bank. The Best Online Bank of 2020 and Americas #1 Online Marketplace for Personal Loans are now under one brand. After 12 months of establishing a positive banking history with your Essential Checking account, you may be eligible to upgrade to Rewards Checking. LendingClub Bank 2701 N Thanksgiving Way Lehi, UT 84043 Status: Active. You can earn 1.00% cash back on all qualifying signature-based purchases each month with your LendingClub Rewards Checking account. Earn 1.00% cash back on purchases when you use your LendingClub debit card. Record Fourth Quarter 2021 Results Exceed Expectations. In addition to their accounts, LendingClub provides several handy features for the full banking experience. As a small business owner and former financial advisor, Daphne has first-hand experience with the challenges individuals face in making smart financial choices. Services may be provided by Brex Payments LLC (NMLS #2035354). LendingClub is not responsible for and cannot control or guarantee the content, privacy policy or security of the following site. For checking accounts, you'll find this information at the bottom of your checks. CreditDonkey does not include all companies or all offers that may be available in the marketplace. At LendingClub, we put our customers at the center of everything we do. The numbers that make up a routing number can be broken up in 3 parts, each having a distinct meaning. The LendingClub Bank customer service team is available by live chat or phone MonFri, 8:30 a.m. to 12 a.m. Is LendingClub FDIC-insured? Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. 02-01-2021Changed Institution Name to LendingClub Bank, National Association. I cover the intersection of making money and savvy spending, I cover the intersection of money and everyday life. Ben Gran is a freelance writer who covers personal finance and financial services. No, LendingClub does not originate new mortgages at this time. You can reference this number, and other account details, in your dashboard or mobile app. The best way to reach LendingClub's customer service is either online or by phone. The following limits also apply: LendingClub Bank offers CDs that are FDIC-insured. If your balance falls to a lower tier at any point during the maintenance period, the bonus changes. At the top right, tap the profile icon. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website. It looks like you are using an old browser. Contact us for a copy of the fund prospectus. Do I need to make sure my paycheck, automatic pension, or Social Security direct deposits continue? Unsubscribe anytime. However, these customers may still be eligible for Essential Checking, which is available on a select basis. Commercial is defined as our Commercial, Institutional, Municipality, API Banking, Escrow, and Cannabis Banking business clients. https://legacy-bank.lendingclub.com/lendingclub/. ET. LendingClub Bank is an online bank. Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. LendingClub is an FDIC-insured financial institution. If you are a sole proprietor and do not have an EIN, re-enter your Social Security Number or Tax Identification Number here. 4.25% APY: APY is an important factor when choosing a high-yield savings account. No new branches were opened in the last 12 months No branches were closed in the last 6 months 2701 N Thanksgiving Way, Lehi, Utah 84043. Open a new BMO Harris Smart Advantage Account online and get a $200 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days of account opening. This routing number is the same for all states so don't worry about using the correct routing numbers for your recipients within the US. LendingClub uses 256-bit encryption to ensure data is protected with the highest level of security. FinanceBuzz and CardRatings may receive a commission from card issuers. If you take your money out of the CD before the term is up, you could pay a penalty of up to 365 days simple interest. Before opening a CD, make sure you can commit to the term length. Turn on Enable auto update. So what's the catch? NorthOne is a banking platform for small businesses. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Tap Manage apps & device. LendingClub Bank offers a high-yield savings account with no monthly service fees. Based on more than 150 billion cells of data and over $75 billion in loans, our advanced credit decisioning and machine-learning .

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